Terms of Use

Effective date: June 11, 2026

These terms are a working draft prepared in-house and are pending review by an attorney.

The agreement

By using kindoak.org you agree to these terms. If you do not agree, please do not use the site.

What this site is

Kindred Oak provides educational content and free tools about faith, family, fitness, and finances. Everything here is for general education and encouragement. Nothing on this site is financial, investment, legal, tax, medical, or mental health advice, and nothing here creates a professional or advisory relationship of any kind. See the full Financial Disclaimer.

Your license to use our resources

We made these resources to be used. You may use, download, and share the calculators, guides, and content for personal, non-commercial purposes. You may not sell them, rebrand them, strip out the attribution, or republish them as your own. All rights not expressly granted are reserved by Kindred Oak.

Our content is ours

The Kindred Oak name, logo, site design, tools, and content are owned by Kindred Oak and protected by copyright and other laws. Scripture quotations on this site are taken from public domain translations (the King James Version and the World English Bible).

No warranty

The site and tools are provided as is, without warranties of any kind. Calculator outputs are estimates based on the numbers you enter and simplified assumptions. They will differ from real-world results. We do our best to keep everything accurate and available, but we make no guarantee that the site will be error-free or uninterrupted.

Limitation of liability

To the fullest extent permitted by law, Kindred Oak and its founders will not be liable for any damages arising from your use of the site or reliance on its content or tools. Your decisions, financial and otherwise, are your own. We want that for you, and so does the law.

Links to other sites

We may link to other websites and tools we find useful. We do not control them and are not responsible for their content or practices.

Changes

We may update these terms as the movement grows. Changes take effect when posted on this page with a new effective date.

Contact

Questions about these terms: cameron@kindoak.org.