Legal
Terms of Use
Effective date: September 29, 2026. First posted June 11, 2026.
These terms are a working draft prepared in-house and are pending review by an attorney. They were corrected on September 29, 2026 to name the site's one scripture translation.
The agreement
By using kindoak.org you agree to these terms. If you do not agree, please do not use the site.
What this site is
Kindred Oak provides educational content and free tools about faith, family, fitness, and finances. Everything here is for general education and encouragement. Nothing on this site is financial, investment, legal, tax, medical, or mental health advice, and nothing here creates a professional or advisory relationship of any kind. See the full Financial Disclaimer.
Your license to use our resources
We made these resources to be used. You may use, download, and share the calculators, guides, and content for personal, non-commercial purposes. You may not sell them, rebrand them, strip out the attribution, or republish them as your own. All rights not expressly granted are reserved by Kindred Oak.
Our content is ours
The Kindred Oak name, logo, site design, tools, and content are owned by Kindred Oak and protected by copyright and other laws. Scripture quotations on this site are taken from the King James Version, which is in the public domain in the United States.
No warranty
The site and tools are provided as is, without warranties of any kind. Calculator outputs are estimates based on the numbers you enter and simplified assumptions. They will differ from real-world results. We do our best to keep everything accurate and available, but we make no guarantee that the site will be error-free or uninterrupted.
Limitation of liability
To the fullest extent permitted by law, Kindred Oak and its founders will not be liable for any damages arising from your use of the site or reliance on its content or tools. Your decisions, financial and otherwise, are your own. We want that for you, and so does the law.
Links to other sites
We may link to other websites and tools we find useful. We do not control them and are not responsible for their content or practices.
Changes
We may update these terms as the movement grows. Changes take effect when posted on this page with a new effective date.
Contact
Questions about these terms: cameron@kindoak.org.